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APR Reduction Spree!!!!

Super Contributor

APR Reduction Spree!!!!

Discover IT 12.99%--9.99%

US Bank Cash+ Visa Signature Card --- 16.99%-14.99% for 6 months

Bank Of America Travel Rewards-- 12.99%--9.99%

Chase Freedom Visa Signature Card -No

Citi Dividend Elite World MC-- No.

Barclays Travelocity Amex -- No.

 

 

Ron.

 

 

 

Message 1 of 45
44 REPLIES
Super Contributor

Re: APR Reduction Spree!!!!


Ron1 wrote:

Discover IT 12.99%--9.99%

US Bank Cash+ Visa Signature Card --- 16.99%-14.99% for 6 months

Bank Of America Travel Rewards-- 12.99%--9.99%

Chase Freedom Visa Signature Card -No

Citi Dividend Elite World MC-- No.

Barclays Travelocity Amex -- No.

 

 

Ron.

 

 

 


Congrats Ron nice

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 45
Mega Contributor

Re: APR Reduction Spree!!!!


Ron1 wrote:

Discover IT 12.99%--9.99%

US Bank Cash+ Visa Signature Card --- 16.99%-14.99% for 6 months

Bank Of America Travel Rewards-- 12.99%--9.99%

Chase Freedom Visa Signature Card -No

Citi Dividend Elite World MC-- No.

Barclays Travelocity Amex -- No.

 

 

Ron.

 

 

 


CONGRATS!!!!

 

Does that no mean no reduction??




EQ FICO 548 3/3/16
Message 3 of 45
Established Contributor

Re: APR Reduction Spree!!!!

Mind sharing your scores and other stats for comparison? that 9.99% on Discover is impressively nice.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Message 4 of 45
Super Contributor

Re: APR Reduction Spree!!!!


LS2982 wrote:

Ron1 wrote:

Discover IT 12.99%--9.99%

US Bank Cash+ Visa Signature Card --- 16.99%-14.99% for 6 months

Bank Of America Travel Rewards-- 12.99%--9.99%

Chase Freedom Visa Signature Card -No

Citi Dividend Elite World MC-- No.

Barclays Travelocity Amex -- No.

 

 

Ron.

 

 

 


CONGRATS!!!!

 

Does that no mean no reduction??


Thanks!!! Yes, no reduction. They told me either their best rate or nothing available.

 

 

Ron.

Message 5 of 45
Super Contributor

Re: APR Reduction Spree!!!!


NJTurnpike wrote:

Mind sharing your scores and other stats for comparison? that 9.99% on Discover is impressively nice.


I haven't checked my scores lately. I believe it is around 750 and the Discover Card has been opened since 1999.  They told me 9.99% is the lowest for Discover IT. By the way, this account is recently converted to Discover IT.

 

 

Ron.

Message 6 of 45
Moderator Emerita

Re: APR Reduction Spree!!!!

Message 7 of 45
Super Contributor

Re: APR Reduction Spree!!!!

I called Chase to convert one of my Chase Freedom Visa into Chase Freedom Visa Signature many times. They told me the option is not available.

 

 

Ron.

Message 8 of 45
Super Contributor

Re: APR Reduction Spree!!!!

Cap 1 subprime Cash Rewards MC --No.

 

 

 

Ron.

Message 9 of 45
Senior Contributor

Re: APR Reduction Spree!!!!

Nice job - congrats!

Message 10 of 45