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APR Reduction Spree!!!!

Super Contributor

Re: APR Reduction Spree!!!!

Thanks!!!! Smiley Happy

 

 

Ron.

Message 11 of 45
Super Contributor

Re: APR Reduction Spree!!!!


Ron1 wrote:

Discover IT 12.99%--9.99%

US Bank Cash+ Visa Signature Card --- 16.99%-14.99% for 6 months

Bank Of America Travel Rewards-- 12.99%--9.99%

Chase Freedom Visa Signature Card -No

Citi Dividend Elite World MC-- No.

Barclays Travelocity Amex -- No.

 

 

Ron.

 

 

 


Congrats Ron

Were any of them HP's?




Message 12 of 45
Super Contributor

Re: APR Reduction Spree!!!!

CS 800,

 

I don't know yet. I don't believe it was HP.

 

 

Ron.

Message 13 of 45
Frequent Contributor

Re: APR Reduction Spree!!!!

How'd you get the BofA lowered? Mine is currently at 20.99. I never carry a balance but 9.99 looks really good.
PenFed AMEX: $5500 | AMEX BCE: $8300 | AMEX E: $5000 | BofA BBR: $5000 | Discover It: $6500 | CSP: $11500 | CF: $5500 | Citi DIVIDEND: $5700 | CITI TYP: $4600 | BofA CR: $7500 | CAP ONE Q: $3000 |

TU: 722 / EX: 763 / EQ: 735
Message 14 of 45
Super Contributor

Re: APR Reduction Spree!!!!


2011beginnings wrote:
How'd you get the BofA lowered? Mine is currently at 20.99. I never carry a balance but 9.99 looks really good.

I didn't ask for that.  I called earlier to lower my Better Rewards Visa from 12.99% to 9.99%. I didn't know they lowered the rate when they converted Travel Rewards to Better Rewards. By the way, what card do you have with BofA?

 

 

Ron.

Message 15 of 45
Super Contributor

Re: APR Reduction Spree!!!!

I called BofA again and they didn't change my rate. It's still 12.99% APR.

 

 

Ron.

Message 16 of 45
Super Contributor

Re: APR Reduction Spree!!!!

I just Bank Of America to lower my rate and they told me "NO". 12.99% is the lowerst rate. Smiley Sad

 

 

Ron.

Message 17 of 45
Valued Contributor

Re: APR Reduction Spree!!!!


Ron1 wrote:

NJTurnpike wrote:

Mind sharing your scores and other stats for comparison? that 9.99% on Discover is impressively nice.


I haven't checked my scores lately. I believe it is around 750 and the Discover Card has been opened since 1999.  They told me 9.99% is the lowest for Discover IT. By the way, this account is recently converted to Discover IT.

 

 

Ron.


How long have you had the Discover card?

Message 18 of 45
Super Contributor

Re: APR Reduction Spree!!!!


kevinjjc wrote:

Ron1 wrote:

NJTurnpike wrote:

Mind sharing your scores and other stats for comparison? that 9.99% on Discover is impressively nice.


I haven't checked my scores lately. I believe it is around 750 and the Discover Card has been opened since 1999.  They told me 9.99% is the lowest for Discover IT. By the way, this account is recently converted to Discover IT.

 

 

Ron.


How long have you had the Discover card?


I've had the card since 1999.

 

 

Ron.

Message 19 of 45
Senior Contributor

Re: APR Reduction Spree!!!!

Congrats.
Bahhhh.... Travelocity Amex never wants to reduce my APR either heh.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 20 of 45