Well done! Maybe I should call them up to lower mine.
Congrats to you
Congrats! I wonder what is the absolutely lowest APR they would give. The APR on my Discover it card is currently 10.99%.
Month ago I was getting mails pre approvals . 12.99 - 15.99 APR . This month my report has been updated FICO EQ 723. I went to Discover IT pre-approval site. GOT 9.99% That's is minimum I think. 0%par for 14 month pr and 0% for 14 Balance tr. + 9.99% after. Even web site states 10.99 - something . So here you go 9.99% =) I have clear History just 1 year 2 month something =) If this help someone also after pre-approval I clicked apply now > redirected all what I can see is my name, social , info about product and submit button. Even there is no space for Annual income LOL ?= )) I am holding my hands and will apply for PENFED, Then AMEX 250$ sign in bonus via creditcard match, then DIcover IT =) . Thanks everyone on this Forums.
Certainly beats my whopping reduction I got from Citi last month, 16.99% alllllll the way down to 16.24%...
ugh. I'll try again in 6 months!