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APR survey

Regular Contributor

APR survey

I'm taking an informal survey to satisfy my idle curiosity - what are the highest and lowest APR on your CCs?  I'll start...

 

Lowest:  9.99% on my US Bank Select Rewards Visa and BoA Accelerate Rewards AmEx

Highest store card: 24.24% on my Best Buy store card

Highest non-store card:  18.99% on my Discover Open Road

 

How about you?


Starting Score: EQ 749 TU 751
Current Score: EQ 758 TU 776
Goal Score: 780


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19 REPLIES
New Contributor

Re: APR survey

Lowest:  9.34% on my Discover More

Highest store card: 25.24% on my Best Buy card

Highest Non-Store Card:  20.99% on my Citi Platinum Select Visa (YUCK!)

Established Contributor

Re: APR survey


pez478 wrote:

I'm taking an informal survey to satisfy my idle curiosity - what are the highest and lowest APR on your CCs?  I'll start...

 

Lowest:  9.99% on my US Bank Select Rewards Visa and BoA Accelerate Rewards AmEx

Highest store card: 24.24% on my Best Buy store card

Highest non-store card:  18.99% on my Discover Open Road

 

How about you?


Lowest: Penfed Gas Visa, Citi Platinum Select, both 13.99%

Highest: Chase Freedom. 29.24%

Highest Store Card: Home Depot, 25.99%. Lowes, 24.99%

 

No matter. We don't pay interest.


 

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Valued Contributor

Re: APR survey

Lowest:  10.99% on my BankAmericard Cash Rewards (Love this card)

Highest Store:  25.9% Amazon Store Card (Only store card)

Highest Normal:  22.9% Chase Freedom (If I dump this, would be Discover at 15.99)

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Valued Contributor

Re: APR survey

Lowest: 7.9% Chase Freedom (10-25% balance, PIF each statement)

Highest Store Card: 24.9% BB Store Card (PIF each month)

Highest non-store: 19.9% Priceline Rewards Visa (PIF each month)

Valued Contributor

Re: APR survey

Lowest - 16.9% Citi Dividend Platinum Select MC

 

Highest store - 26.9% GEMB/JCPenney

 

Highest nonstore - 24.9% Capital One Student Visa

Established Contributor

Re: APR survey

Lowest:: 12.24% Citi Dividend Platinum Select Visa

Highest: 24.99 WFNNB Express Fashion CC


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Frequent Contributor

Re: APR survey

lowest apr: 8.9%

suncoast schools fcu visa platinum

 

highest apr: hh gregg store card: 26.99%

capital one student rewards visa 23.9%

amazon
Established Contributor

Re: APR survey

LOL! I know this by heart, is that good or bad?

 

Lowest Nonstore Card: Citi Forward 12.74% with 10K CL

Highest Store Card: Younkers(HSBC) 23.99% with 1K CL

Highest Nonstore Card: Chase Freedom 24.24% with 3.3K CL Smiley Mad

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Valued Contributor

Re: APR survey

Lowest non-promotional: Alliant CU 10.24%

Highest non-store: Capital One 22.90% (oldest TL...I'm not closing it!!!)

Highest store: Dell Preferred 29.99%

 

Dell has a lot of 0% promotions though so I'm not complaining. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818