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Regular Contributor
Posts: 114
Registered: ‎04-29-2008
0

APR survey

I'm taking an informal survey to satisfy my idle curiosity - what are the highest and lowest APR on your CCs?  I'll start...

 

Lowest:  9.99% on my US Bank Select Rewards Visa and BoA Accelerate Rewards AmEx

Highest store card: 24.24% on my Best Buy store card

Highest non-store card:  18.99% on my Discover Open Road

 

How about you?


Starting Score: EQ 749 TU 751
Current Score: EQ 758 TU 776
Goal Score: 780


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New Contributor
Posts: 51
Registered: ‎05-13-2011
0

Re: APR survey

Lowest:  9.34% on my Discover More

Highest store card: 25.24% on my Best Buy card

Highest Non-Store Card:  20.99% on my Citi Platinum Select Visa (YUCK!)

Established Contributor
Posts: 536
Registered: ‎08-05-2009
0

Re: APR survey


pez478 wrote:

I'm taking an informal survey to satisfy my idle curiosity - what are the highest and lowest APR on your CCs?  I'll start...

 

Lowest:  9.99% on my US Bank Select Rewards Visa and BoA Accelerate Rewards AmEx

Highest store card: 24.24% on my Best Buy store card

Highest non-store card:  18.99% on my Discover Open Road

 

How about you?


Lowest: Penfed Gas Visa, Citi Platinum Select, both 13.99%

Highest: Chase Freedom. 29.24%

Highest Store Card: Home Depot, 25.99%. Lowes, 24.99%

 

No matter. We don't pay interest.


 

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Valued Contributor
Posts: 1,296
Registered: ‎05-13-2010
0

Re: APR survey

Lowest:  10.99% on my BankAmericard Cash Rewards (Love this card)

Highest Store:  25.9% Amazon Store Card (Only store card)

Highest Normal:  22.9% Chase Freedom (If I dump this, would be Discover at 15.99)

BofA Cash Rewards VS - $25k/9.99% | Citi Dividend World MC - $15k/11.99% | Amex BCE - $25k/10.24% | Chase Freedom VS- $10k/15.24% | Barclay Ring $5k/8.0% | Discover it - $33.5k/11.99%
Valued Contributor
Posts: 1,588
Registered: ‎04-24-2008
0

Re: APR survey

Lowest: 7.9% Chase Freedom (10-25% balance, PIF each statement)

Highest Store Card: 24.9% BB Store Card (PIF each month)

Highest non-store: 19.9% Priceline Rewards Visa (PIF each month)

Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: APR survey

[ Edited ]

Lowest - 16.9% Citi Dividend Platinum Select MC

 

Highest store - 26.9% GEMB/JCPenney

 

Highest nonstore - 24.9% Capital One Student Visa

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Established Contributor
Posts: 768
Registered: ‎04-08-2011
0

Re: APR survey

[ Edited ]

Lowest:: 12.24% Citi Dividend Platinum Select Visa

Highest: 24.99 WFNNB Express Fashion CC


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Frequent Contributor
Posts: 474
Registered: ‎09-12-2010
0

Re: APR survey

[ Edited ]

lowest apr: 8.9%

suncoast schools fcu visa platinum

 

highest apr: hh gregg store card: 26.99%

capital one student rewards visa 23.9%

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Established Contributor
Posts: 635
Registered: ‎07-29-2010
0

Re: APR survey

[ Edited ]

LOL! I know this by heart, is that good or bad?

 

Lowest Nonstore Card: Citi Forward 12.74% with 10K CL

Highest Store Card: Younkers(HSBC) 23.99% with 1K CL

Highest Nonstore Card: Chase Freedom 24.24% with 3.3K CL Smiley Mad

Discover IT $30K | FNBO Visa $25K | Citi Forward (grandfathered 5x Restaurants!) $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $15K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Southwest Premier $7.8K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity AMEX $7K | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Younkers/Comenity $2.4K | AMEX BCE $3K | Target $1K | EX FICO (from AMEX): 762, TU08 FICO (from Discover): 763, AAoA: 4.3 years
Valued Contributor
Posts: 1,193
Registered: ‎05-17-2010
0

Re: APR survey

[ Edited ]

Lowest non-promotional: Alliant CU 10.24%

Highest non-store: Capital One 22.90% (oldest TL...I'm not closing it!!!)

Highest store: Dell Preferred 29.99%

 

Dell has a lot of 0% promotions though so I'm not complaining. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818

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