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Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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APRIL - Walmart FICO TU08 is up.

[ Edited ]

734 - Opened Discover IT, has not reported yet.

 

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2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
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Re: APRIL - Walmart FICO TU08 is up.

[ Edited ]

i'm +3 this month...making progress haha

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Valued Contributor
Posts: 1,599
Registered: ‎11-10-2012
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Re: APRIL - Walmart FICO TU08 is up.

I'm in shock! Went up 68 points...708 to 776! My 1988 backdated Amex Gold really gave me a jolt, because nothing much else changed. I'm doing my happy dance!

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Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
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Re: APRIL - Walmart FICO TU08 is up.

Happy dance up +20 yes yes yes

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: APRIL - Walmart FICO TU08 is up.

Down 10- the result of my app'd spree and 2/5 accounts reporting. 😩
Established Contributor
Posts: 726
Registered: ‎05-12-2012
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Re: APRIL - Walmart FICO TU08 is up.

Crud, down 18 points, but had 2 new accounts report last month still one more to go Smiley Sad


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Regular Contributor
Posts: 234
Registered: ‎05-12-2010
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Re: APRIL - Walmart FICO TU08 is up.

Up 18 to 701.  Broke into the 700s!!!!

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


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Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: APRIL - Walmart FICO TU08 is up.


BrokaToe wrote:

Crud, down 18 points, but had 2 new accounts report last month still one more to go Smiley Sad


Well, Amex reported but TU didn't catch it in time.. backdated to 2012, will see how it goes. Also Discover IT has not reported yet.

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Frequent Contributor
Posts: 290
Registered: ‎08-29-2011
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Re: APRIL - Walmart FICO TU08 is up.

I AM ABSOLUTELY GOING TO RIP MY HAIR OUT................. my score last month was a 683. In between that time I have paid down over 10k in debt with about 85% showing and have not had one inquiry. And my score...........drum roll...........dropped 31 points. **bleep**. HOW IS THIS POSSIBLE>

Established Contributor
Posts: 803
Registered: ‎05-16-2012
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Re: APRIL - Walmart FICO TU08 is up.

Up another 5 points this month to 740. Making very slow progress~ been in the garden 139 days

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050

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