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APRIL - Walmart FICO TU08 is up.

New Contributor

Re: APRIL - Walmart FICO TU08 is up.

708 -> 725 up 17 points. My new AMEX card is not yet reporting.

Wallet : AMEX Costco TE 23k, BoFA 123 Visa Signature $12.5k, Marriott rewards $5k, Discover IT $1.7k, Walmart Discover $5.5k, Cap 1 Platinum $1500, Amazon $2000

Scores: EQ 712(9/28/13), EX 728 (9/28/13), TU 717 (Credit Karma 10/26/13), TU 753 Walmart (9/03/13)
Last app : 9/28/2013
Message 61 of 76
Frequent Contributor

Re: APRIL - Walmart FICO TU08 is up.

Mine is down -2 Smiley Sad

CL $317,649
Message 62 of 76
Valued Contributor

Re: APRIL - Walmart FICO TU08 is up.

Mine went up from 637 to 669 for a 32 point increase.  I did open up a lot of new accounts and I beleive my score dropped in December and is just now starting to rebound.  I guess it will take a little more time to get back over 700.  Hope it does in the next few months.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 63 of 76
Highlighted
Valued Contributor

Re: APRIL - Walmart FICO TU08 is up.

down too 737 = / darn balances!

 

16 point drop

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 64 of 76
Frequent Contributor

Re: APRIL - Walmart FICO TU08 is up.

661 to 681.  Opened two new cc accounts since last month. I'm actually surprised my score has increased with the two new accounts and the added inquires.

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Message 65 of 76
Regular Contributor

Re: APRIL - Walmart FICO TU08 is up.

774 no change for me
Message 66 of 76
Established Contributor

Re: APRIL - Walmart FICO TU08 is up.

+22

 

Untitled.jpg


My Starting Score: EQ: 691 (11/30/11) TU98: 726 (11/30/11)
My Current Score: EQ: 779 (04/22/13) TU08: 835 (06/03/13)
DW Starting Score: EQ: 742 (03/02/12) TU98: 748 (03/02/12)
DW Current Score: EQ: 784 (03/11/13) TU08: 775 (06/03/13)
Message 67 of 76
Frequent Contributor

Re: APRIL - Walmart FICO TU08 is up.

just logged in my WM Account.. last month 669 this month 675.. graphs shows March 13th, April 13th.

EQ: 737 TU: 724 EXP: 739 UTIL at 5%
BK7 8++ years old
Message 68 of 76
Valued Member

Re: APRIL - Walmart FICO TU08 is up.

went +10 I am happy


Starting Score: 522
Current Score: 625
Goal Score: 700


Take the FICO Fitness Challenge

Message 69 of 76
Regular Contributor

Re: APRIL - Walmart FICO TU08 is up.

Your FICO® Score
As of April 03, 2013
your FICO® Score is:
777

 

Score went up 4 points from last month. My rehabbed $28K circa 1990 consolidated student loan started reporting on TU just this morning (Amex Creditsecure), so the impact of this is not reflected in the new Walmart score. However, rehabbing my student loans resulted in a gain of 10 points across all 3 of my reports, so I would guess that the impact next month should be positive.

 

Update: In order to assess to student loan reporting impact, I just checked my MyFICO TU. It's up to 782 now!! I'll update my siggy later, after I'm off of work. Smiley Happy

All 3 bureaus (per Amex CreditSecure FAKO) are still 748 (as of 12/19/13). Cards: Discover It, $12,100, Chase Freedom $3,300, Chase Amazon $1,500, Walmart store $11,000, AMEX Zync NPSL, Costco Amex $14,700. US. Bank Cash +, $5,000. AMEX SPG $6,000, PenFed Plat. Cash Rewards $17,500, PenFed P-LOC $10,000, Citi Forward $5,100, Chase Slate $5,000, Old Navy, $2,200.
Message 70 of 76