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Valued Contributor
tcbofade
Posts: 2,030
Registered: ‎09-26-2011

AT&T Universal Card

Wifey got "invited to apply".

 

it's a Citi card, and I've no idea if she'll qualify.

 

FICO's in the mid to upper 600's...utilization in the 60s (%)

 

I hate to waste the HP if she's going to get denied.

 

Thoughts?

 

(Mostly, we're after the 0% BT for 15 months...)


Current Scores: EX 676 (FCR) TU08: 648 Wally (TU08). 07/01/14 Last app 05/29/2014.
Gardening until 01 November 2014.
(Thou shalt not app, thou shalt not app, thou shalt not app...)
Zero percent financing is where the devil lives...
Established Contributor
Guava
Posts: 767
Registered: ‎04-08-2011

Re: AT&T Universal Card

If your wife can somehow lower her util under 30%, her chance of getting approved will be much higher


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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