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Valued Contributor
tcbofade
Posts: 2,512
Registered: ‎09-26-2011
0

AT&T Universal Card

Wifey got "invited to apply".

 

it's a Citi card, and I've no idea if she'll qualify.

 

FICO's in the mid to upper 600's...utilization in the 60s (%)

 

I hate to waste the HP if she's going to get denied.

 

Thoughts?

 

(Mostly, we're after the 0% BT for 15 months...)


Current Scores: EX 694 (FCR) TU08: 650 Wally. 12/10/14
Last app 05/29/2014.
Being held hostage in the garden until 06 January 2015!
Zero percent financing is where the devil lives...
Established Contributor
Guava
Posts: 767
Registered: ‎04-08-2011
0

Re: AT&T Universal Card

If your wife can somehow lower her util under 30%, her chance of getting approved will be much higher


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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