11-07-2009 06:42 AM
11-07-2009 06:52 AM
11-07-2009 07:03 AM - edited 11-07-2009 07:04 AM
Help your teen save money
* No monthly service fees and no minimum balance required.
* Use any ATM nationwide for free — we reimburse fees the other banks charge.1
* Free rewards debit card 2 - earn cash back or points toward cool stuff like iPods®, DVD players and more.3
* Free overdraft protection
1 USAA does not charge a fee for the first 10 ATM withdrawals and refunds up to $15 in other banks' ATM usage fees each month. A 1% foreign transaction fee applies to withdrawals outside the United States.
2 Earn 1 point for every $2 debit card purchase. Select "credit" at checkout; PIN-based purchases do not earn points. Restrictions apply. See USAA Total Rewards Program Terms and Conditions.
3 iPod is a registered trademark of Apple Computer, Inc. All rights reserved. Apple® is not a participant or sponsor of this promotion.
4 iPhone is a registered trademark of Apple Inc.
11-07-2009 07:45 AM
I did this for my kids. They both have teen checking accounts from USAA with debit cards (moved them over from Discover's Current).
Anyone can open USAA's checking, savings, and invenstment products. It's the credit/loan and insurance side that is restricted. Only problem I had was that I had to call their CS to get my kids added to my account so I could open their checking accounts. But it was a painless process -- USAA's CS has been great for me.
11-07-2009 07:46 AM
Not sure where you live but Compass Bank also does rebate the fees.
11-07-2009 07:52 AM
11-07-2009 08:43 AM
11-07-2009 07:07 PM
Alliant CU belongs to several fee-free ATM networks, one of which is Allpoint. Here in the Northeast, you can find Allpoint network ATMs in 7-Eleven stores, CVS & Walgreens drug stores & Stop & Shop supermarkets - just to name a few.
ING Direct's Electric Orange checking account is also associated with Allpoint, although this account pays a much lower interest rate than Alliant's checking account.
11-07-2009 07:29 PM
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