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It's been a few weeks since the AU account was picked up by EX and TU. EQ still has not included this account...
I did send a fax to EQ asking them to report it, but no response.
Any suggestions for getting EQ to report the account? Can I even do anything?
@daisyduke wrote:It's been a few weeks since the AU account was picked up by EX and TU. EQ still has not included this account...
I did send a fax to EQ asking them to report it, but no response.
Any suggestions for getting EQ to report the account? Can I even do anything?
EQ is slow about adding new accounts. When I here creditors say it may take up to 90 days for CRAs to update its file, I think about EQ. They are soooo slow.
If the creditor has reported its not much you can do but wait for EQ to update its file.
Thanks DI - I see they are on The Short bus...they keep changing my address back to my former address...i check EQ realtime daily..
we'll see how long it takes for the new nordstrom accoutn to report...
EX picked it up already.
@daisyduke wrote:
DI - just got an alert from goldwatch EQ (i spend way too much money on this stuff) - EQ did pick up the new nordstrom account. SW will be three days behind this...
What are your credit goals? What's the purpose for ordering SW?
Hi DI - Generally, I want to clean up my credit and start to infiltrate good TL's to offset the bads, have two paid CO's with two CC's and negative dell late payments...my AAoA is about 7.5 years so I did the math, even with a few new cards and a loan, i'll still be at 6 years...I did an entire spreadsheet on t his to figure it out...for each report...
I need to get another car in December as well, but with my score right now, today, EQ is at 665 and TU Fico is 657, I am pretty convinced I will need to get a cosigner to get the best rate. Even though in December I will have two paid auto's never late showing, I just don't believe I am going to get the very best rate.. those are my short term goals.
Long term goal is to have above 720 credit score with no derogs. this could happen but it won't until 2014..........
thanks for the encouragement DI. I appreciate it. When I started this repair in April my EQ fico was 548....now at 665, but a lot really has changed on my report to get that kind of increase....like toyota charged me off for last payment but i fixed that i got reported as paid, never late, closed. the dealer didn't pay off the entire balance of my loan! one bad TL dropped from a scum bank i did business with; no collections and paying everything down and on time helped..