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AU Amex question

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drboxing
Established Contributor

AU Amex question

Will Amex approve one for an AU though they have a BK showing?

 





Message 1 of 4
3 REPLIES 3
Reincarnated
New Contributor

Re: AU Amex question

It doesn't hurt to try, but based on experience AMEX will absolutely not add an AU if that person has had any delinquent accounts with them in the past, even if it has been years and years since then.

Chase Freedom $1,000 // Discover It $3,100 // SallieMae World $4,400 // Capital One Quicksilver $5,000 // Citibank Double Cash $5,000 // AMEX Costco TrueEarnings $6,000 // AMEX Blue Cash Everyday $21,000
Message 2 of 4
Stralem
Established Contributor

Re: AU Amex question

I added my mother as an AU to help her out after she filed for BK13. Amex hasn't said anything.

 

However, they say on the AU addition form that anyone who has burned them in the past cannot be made an AU.

I Have Way Too Many of These.

American Express - No CLI or Appreciation Gift in 7 Years

Citibank - Handing Out Credit Limits Like Candy

Chase - Surprisingly, Still Tolerating My Credit-Chasing Ways

Bank of America - My Newest Bae.

Everyone Else.
Message 3 of 4
creditFiend
Established Contributor

Re: AU Amex question

If Amex was included in AU, BK, then 'no'.
Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 4 of 4
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