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Established Member
Posts: 57
Registered: ‎09-21-2009
0

AU QUESTION

If I am an authorized user on an account and the utilization is kept below say 5%, does this in fact help my score?

 

Thanks.

 

 

Epic Contributor
Posts: 24,282
Registered: ‎10-23-2007
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Re: AU QUESTION

yes it will
Fico Scores: EQ- 670., TU 705 Sync, EX 700 (04/20/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
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Community Leader
Epic Contributor
Posts: 28,098
Registered: ‎04-01-2007
0

Re: AU QUESTION

[ Edited ]
As long as the history is squeaky clean, and as long as it's older than your AAoA.

eta: Oh, and as long as it reports. Not all AU cards do.
Message Edited by haulingthescoreup on 12-31-2009 04:31 PM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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