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Established Member
Posts: 57
Registered: ‎09-21-2009


If I am an authorized user on an account and the utilization is kept below say 5%, does this in fact help my score?





Epic Contributor
Posts: 26,172
Registered: ‎10-23-2007


yes it will
Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Moderator Emerita
Posts: 28,098
Registered: ‎04-01-2007


[ Edited ]
As long as the history is squeaky clean, and as long as it's older than your AAoA.

eta: Oh, and as long as it reports. Not all AU cards do.
Message Edited by haulingthescoreup on 12-31-2009 04:31 PM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

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