I know that the AU on a card with a history of late payments is going to be negatively affected, but does the credit of an AU affect the cardholder in any way?
@w003ptr wrote:I know that the AU on a card with a history of late payments is going to negatively affect the AU, but does the credit of an AU affect the cardholder in any way?
Are you asking if the AUs credit history is negative, will adding them to an account make a primary's credit bad?
@09Lexie wrote:
@w003ptr wrote:I know that the AU on a card with a history of late payments is going to negatively affect the AU, but does the credit of an AU affect the cardholder in any way?
Are you asking if the AUs credit history is negative, will adding them to an account make a primary's credit bad?
Yes
The short answer is no. However, if they have access to the card and run up the bal and or given the responsibility to pay the bill directly and failed to- then it will effect the primary account
@09Lexie wrote:The short answer is no. However, if they have access to the card and run up the bal and or given the responsibility to pay the bill directly and failed to- then it will effect the primary account
Ok great, thank you!