Regular Contributor
Posts: 116
Registered: ‎06-26-2011

AU Reporting Citi, Discover, Chase

Firstly, sorry for any type-o's as I'm on my iPhone and I'm not sure if this is in the right folder.

A few months ago I applied for a few new cards, and in the process, I added my wife as an AU to boost her score and give her some sort of revolving credit seeing as how we both have an installment (auto) loan reporting in both of our reports.

However, she has yet to have any of these cards report on her reports. She is an AU on y Chase Freedom, DiscoverIT, and Citi Simplicity cards.

Any idea why none of these are reporting to her reports? I did put in her SSN and everything during the application process, just unsure why their not reporting.

Any advice is helpful. 😉
My Wallet: WF College Card ($1.7k); GE Wal-Mart ($1.3k); GE Amazon ($1.9k); Chase Freedom ($1k); Citi Simplicity ($2k); Discover IT ($2k); CareCredit ($1.5k); GE Lowes ($2.5k) -- In The Garden 'Til 08/2014

Current Scores: EQ 716; TU 683; EX: 709; TU(08): 723 - As of April 21, 2014
Goal Score: 700 Across the Board (TU, EQ, EX)

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Established Member
Posts: 75
Registered: ‎03-13-2014

Re: AU Reporting Citi, Discover, Chase

Kind of interesting, my gf is an AU on one of my Chase cards, and I can't remember if I took her SSN. But it does not report on hers either. 

Wells Fargo Student - $2,300 / Discover It - $2,000 / Chase Slate - $1,500 / Marriott Premier Rewards - $5,000 / Citi ThankYou Preferred - $2,000 / AMEX TrueEarnings - $1,200 / Target RedCard - $300

Total CL: $14,300
Util: 28%
Established Contributor
Posts: 619
Registered: ‎03-20-2014

Re: AU Reporting Citi, Discover, Chase

I added my wife to my Discover IT card (just over a month old) and CK is reporting 3 cards for her, the 2 she has and mine. Discover asked if the AU was my wife and didn't ask for SSN. She also has a Discover Student from 2 months ago.

BofA Cash Rewards secured, Discover IT, 03/14
American Express PRG, JCrew, 10/14
Chase Freedom 11/14, American Express ED 01/15
Starting Score TU FICO 03/14-N/A, Current Score 02/15-780
Gardening since 01/05/15
Established Member
Posts: 10
Registered: ‎04-18-2014

Re: AU Reporting Citi, Discover, Chase

I have had to put my wife on AU for Citi Hhonors Reserve/CSP.  They did not take the SSN so I assume they are not reporting.  AMEX is the only card that I have put a SSN into.

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