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AU USER

Contributor

AU USER

I asked two members about this method AU on my stepmother credit line, i am trying to get a boost in my credit score to purchase a used car before the weather gets really cold that is nov in dc.  Right know my average credit score is at 575 for all three CR.  I read about this method online, I have a active credit card now but i takes time to build the score. The reason why nov is great is because a 4000. debt falls of my account is November which means i will be CA debt free.
Message 1 of 12
11 REPLIES
Valued Contributor

Re: AU USER

As of now, fico 08 has not kicked in and AU accounts will still help your scores.
Message 2 of 12
Contributor

Re: AU USER

even with department store cards
Message 3 of 12
Valued Contributor

Re: AU USER

Any account, so long as that creditor does indeed report AU's.
 
Which card is this for and maybe someone here can help you see if they do report?
Message 4 of 12
Contributor

Re: AU USER

It is a Macy store card.  I do not believe it has a Visa or mastercard logo strictly for store use.
Message 5 of 12
Valued Contributor

Re: AU USER

I have Macy's store card, but I have no AU's listed and do not know personally if they report.
 
Here is the number to the credit dept. 800-876-6229
 
Call and see if they will report if your step-mom add's you to her account.
Message 6 of 12
Contributor

Re: AU USER

thank you much, called but said the number is not working
Message 7 of 12
Valued Contributor

Re: AU USER

Opps, sorry. See what I mean about posting number's in open forum?
 
1-866-593-2543 goes to customer service. Just have to jump through some hoops to get a live person.
Message 8 of 12
Moderator Emeritus

Re: AU USER

Macy's does report AU accounts.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 9 of 12
Contributor

Re: AU USER

thanks but they said no, the funny thing is they just denied me for credit just last week and i heard it was the easiest card to get.lol
Message 10 of 12