AU curiosity

[gheedorah]

Does the FICO score provided through this website include accounts on which you are an AU, in the score calculation?

[Cleanmachine]

To the best of my knowledge, they most certainly do.

[gheedorah]

To clarify- I know that there are apparently a few FICO models (not including various FAKOs), and I don't know which is the one that users on this site receive when they purchase their score, and I don't know which is the one most typically received by creditors when reviewing applicants for credit.

I know that the CRAs had moved to remove the whole authorized user thing recently, and were rebuked, and so left it in place, but I am wondering if the newer FICO scoring model even still uses it in a more diminished capacity, and so, I'm wondering which version I get when I buy my score, and which version most lenders prefer (at least, lenders in terms of credit card issuers).

[LS2982]

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@gheedorah wrote:

Does the FICO score provided through this website include accounts on which you are an AU, in the score calculation?

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Thats a great question and i'm interested to know as well.

Hoping one of our experts will chime in!!