Is there a minimum age to become an authorized user? Not really looking to start credit, just convenience for me.
@Ravensfan2001 wrote:Is there a minimum age to become an authorized user? Not really looking to start credit, just convenience for me.
I tried to add my little girl as an AU on my Amex account but was told the min age is 15 years old. She is only 11. I am not sure if all banks have the same rule.
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
As far as i know many banks like Chase or Citi don't even ask for the AU's DofB... they oly require you to give the AU's name But there's some exceptions for example: Amex requires an minimum age to add someone as an AU as a consequence they will ask the AUs DofB
Thanks. 
I'm curious. Do the CCs report for a minor?
@CreditScholar wrote:
@calihlove75 wrote:
@Ravensfan2001 wrote:Is there a minimum age to become an authorized user? Not really looking to start credit, just convenience for me.
I tried to add my little girl as an AU on my Amex account but was told the min age is 15 years old. She is only 11. I am not sure if all banks have the same rule.
+1. I'm pretty sure I was 15 when I was added as an AU.
Really? I'll do that for my future kids for sure 
