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AU on AM Ex 20 year history??... how much will it help

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MidnightVoice
Super Contributor

Re: piggy backing AM Ex 20 year history



haulingthescoreup wrote:
Curse you, fused, and your flying fingers! Smiley Very Happy Out-typed me again.

A new Acronym!!! - FOFFFF
 
Fused OF Flying Fingers Fame.  Smiley Very Happy
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 11 of 18
MidnightVoice
Super Contributor

Re: piggy backing AM Ex 20 year history



SmartCookie wrote:


haulingthescoreup wrote:
 
I might as well be examining chicken gizzards as expect anything useful from a FAKO score.


Smiley Very Happy  Smiley Very Happy  Smiley Very Happy 
 
I'm thankful I was not drinking when I read that... and my laptop is even more thankful!


Have you ever read my all time favorite from the dim and distant past?  Before TNWM was converted  Smiley Very Happy
 

TheNewWorldMan wrote:
Remember that credit bureaus use different methods to receive and process good versus bad credit information.

Information that would negatively affect your credit rating--like a late pay or charge-off--is instantly beamed from the creditor to the agency via Department of Defense 256-megabit fiber optic lines and written to their servers in 8.6 milliseconds.

Information that would positively affect your credit rating is scribed onto scrolls in special ink by Gregorian monks, which are then painstakingly illuminated. The Credit Scrolls are then placed onto camel caravans which wind their way to the credit bureau headquarters by way of Marrakesh, Dubai, and Tripoli. Once the caravan reaches Equifax, Experian or TransUnion, the scrolls are then laid out in the sun for a week so that the special ink can be read. (Note that the weather around the credit bureau headquarters is notoriously gloomy, like FICO itself, so finding seven consecutive days of sunshine can be quite an ordeal in and of itself.) Only then can the information finally be encoded into your credit files...


The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 12 of 18
haulingthescoreup
Moderator Emerita

Re: piggy backing AM Ex 20 year history


MidnightVoice wrote: Have you ever read my all time favorite from the dim and distant past? Before TNWM was converted Smiley Very Happy
I do miss TheNewWorldMan's posts from his cranky, ornery days! Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 13 of 18
fused
Moderator Emeritus

Re: piggy backing AM Ex 20 year history



MidnightVoice wrote:


haulingthescoreup wrote:
Curse you, fused, and your flying fingers! Smiley Very Happy Out-typed me again.

A new Acronym!!! - FOFFFF
 
Fused OF Flying Fingers Fame.  Smiley Very Happy


Hey, do you want me to start pressing buttons or what!Smiley Very HappySmiley Tongue
Message 14 of 18
haulingthescoreup
Moderator Emerita

Re: piggy backing AM Ex 20 year history

I just now tried saying your new name out loud, and my cat hissed at me.

OK, we have lost track of the OP once again. I'm completely unqualified to help her out (why do I think it's a her?) --can y'all go do your magic again?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 15 of 18
fused
Moderator Emeritus

Re: piggy backing AM Ex 20 year history



majesty wrote:
Eq just hit 530 Smiley Sad... 1 collection/co for 1300 Crap1... could use advise in my other post on how to handle if money is not an issue...6 months into Honda Lease and just reinstated a Tribute card however its at 68% UT... One month into AU on a Hooters with a 3k limit and at 9%UT


How about the AU account? The CL and Balance and is it free of derogs?
Message 16 of 18
majesty
New Contributor

Re: piggy backing AM Ex 20 year history

 Hooters? no lates with a 3k limit @ 9% UT.
Amex 20k limit perfect 20 year history.... My thought was to wait til it posted on my CR before applying for anything. I was hoping for a 30 - 50 point bump... I'll keep my fingers crossed.


Message Edited by majesty on 10-18-2007 01:46 PM
Message 17 of 18
fused
Moderator Emeritus

Re: piggy backing AM Ex 20 year history



majesty wrote:
 Hooters? no lates with a 3k limit @ 9% UT.
Amex 20k limit perfect 20 year history.... My thought was to wait til it posted on my CR before applying for anything. I was hoping for a 30 - 50 point bump... I'll keep my fingers crossed.


Message Edited by majesty on 10-18-2007 01:46 PM

I say go for it! Just remember that AUs will not count forever. There's no telling how much your scores will improve but I doubt 50 points.
Message 18 of 18
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