AU on Old AMEX

[buildingitbackup]

I was an AU on a prior employer's American Express Account.  The company filed BK around 5 years ago and the tradeline was inveitably removed from my CR.  My credit has been improving and would to go back to the AMEX family eventually.  Is this going to impact approval?

[pakman92]

I've never had corporate Amex reported on my credit file.    

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@buildingitbackup wrote:

I was an AU on a prior employer's American Express Account.  The company filed BK around 5 years ago and the tradeline was inveitably removed from my CR.  My credit has been improving and would to go back to the AMEX family eventually.  Is this going to impact approval?

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[pizzadude]

Was the account paid or charged off ?

If the account was in your name as opposed to your company's name then you should likely be able to have new AMEX accounts backdated to the old member since date.

[LS2982]

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@buildingitbackup wrote:

I was an AU on a prior employer's American Express Account.  The company filed BK around 5 years ago and the tradeline was inveitably removed from my CR.  My credit has been improving and would to go back to the AMEX family eventually.  Is this going to impact approval?

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I think you should be fine, it's not your fault the company went bankrupt.