No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I was on a card as an authorized user for a while one someone else's card.
I'm really reaping benefits from it! It was opened in 1985 but more importantly, it really saves my bacon as far as my bad utilization % goes - card had a $25k limit and reports as $0 !
My question - I got off the card a few years ago - how long will it continue to show on my credit report?
I think you misunderstand - I really want it to STAY on my report. It's helping me.
I've been off for quite some time now and it's still on there. Are you saying that is unusual and I should expect it to go away at any moment?
is it reporting as closed or open? If It's reporting open and reporting all good stuff I would ignore it unless it becomes a baddy then I dispute it off.
If I understand correctly the card is open, but you are no longer an AU. That is a tough one. When you are removed as an AU the account usually (often?) is removed from your account fairly quickly. Sometimes they stay on longer. I suppose it is possibly it will stay on for the 10 years a "normal" account would remain (I would not hold your breath on that one). As there is nothing you can do to try to keep the account on--you should just thank your lucky stars and LEAVE IT ALONE. If you even breath funny at that TL the CRA's will remove it.
Congrats!
It's a chase visa and I've been off it for several years now.
My utilization is pretty high so I'm really happy to have it there - reporting high CL and $0 util - really helps me out.
I won't count on it staying there though.