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So my wife and I are considering adding each other to our seperate credit cards as AU's
i have 55k of available credit across 7 cards, she has 29k across 2 cards, if we add each other as AU on the cards with 0 balance and high limits will it benefit each of our scores?
e.g
I have a 20k NFCU she has a 25K Venture - both are in one persons name only;, if we add each other to the respective cards will the reduction in util and increased available credit do anything for our scores?
btw my util is 11% and hers is approx 8% were both 19 months post BK7