Reply
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

AU's Reporting Yes/No

Do we have a thread of what cards adding an AU to will get reported to the CRA's and which won't?

 

I would like to know if Chase/Citi/Macy's (store)/Bloomingdales/Victorias Secret/Nordstrom/ reports and any others you care to list.  

 

Just think it will be helpful for us beginners and those rebuilding to get some good age under our belts, but I don't want someone to add me to a card that won't report.

____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Valued Contributor
Uborrow-Upay
Posts: 2,710
Registered: ‎10-16-2008

Re: AU's Reporting Yes/No

Of the ones you mentioned, the only card I have any knowledge of is the Chase card.

 

The Chase card DOES report on the authorized user's credit report.

 

Hope that helps! 

Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007

Re: AU's Reporting Yes/No

FWIW, I'm an AU on my dad's Discover card, and it only reports to EX.
Here we go again...
Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007

Re: AU's Reporting Yes/No

Chase, Juniper, Credit Union all report AUs.  Most cards that report do as far as I know
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

Re: AU's Reporting Yes/No


Uborrow-Upay wrote:

Of the ones you mentioned, the only card I have any knowledge of is the Chase card.

 

The Chase card DOES report on the authorized user's credit report.

 

Hope that helps! 


 

Thanks. That does help!!! Now do they factor that age in right away? Like will my next EQ report note that my AAoA is not 7 months but 3 years?
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Mega Contributor
Creditaddict
Posts: 18,838
Registered: ‎10-23-2007

Re: AU's Reporting Yes/No

Macy's when I was auth was only on EX I believe

Now that it's joint, it's on all.

Nordie does report to all I believe

Chase reports to all.

I think all of them report to all, but they may not have been able to match you up on one of the reports so it doesn't get reported, I don't think it really has to do with the bank trying to report it or not.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

Re: AU's Reporting Yes/No


FretlessMayhem wrote:
FWIW, I'm an AU on my dad's Discover card, and it only reports to EX.

 

Ironically nobody I know has a Discover card. Thats my goal in fact to be the first among my family and friends with one. Of course for that to happen I will need them to invite me. :smileywink:
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007

Re: AU's Reporting Yes/No

Hi Pappy, i do know when i had my brother as an AU for my citi card, they reported to all 3 bureaus.

 

Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

Re: AU's Reporting Yes/No


oracles wrote:

Hi Pappy, i do know when i had my brother as an AU for my citi card, they reported to all 3 bureaus.

 


 

That is excellent news!! Now I have to ask some people to add me for the sake of getting my scores up. I wonder if my mom will run a credit report on me. HA HA HA !!!!!
____________________________________________________

"Evacuate, in our moment of triumph? I think you overestimate their chances."
Valued Contributor
oracles
Posts: 1,699
Registered: ‎08-18-2007

Re: AU's Reporting Yes/No


Pappy214 wrote:

oracles wrote:

Hi Pappy, i do know when i had my brother as an AU for my citi card, they reported to all 3 bureaus.

 


 

That is excellent news!! Now I have to ask some people to add me for the sake of getting my scores up. I wonder if my mom will run a credit report on me. HA HA HA !!!!!

:smileyvery-happy:

 

No problem, keep us updated on how many pts you receive due to AU status


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+