08-21-2009 12:10 AM
08-21-2009 07:38 AM
08-21-2009 07:53 AM - edited 08-21-2009 07:54 AM
My daughter had 3 AU TL's only (actually I guess she had 4 with an AU from Old Navy on DW account).
She app'ed CapOne and got an INSTANT approval for $1000 Reward MC. This was her 1st individual account.
The next month I recommended NFCU. She app'ed and got an INSTANT approval for $8000 platinum visa. This is her second individual account.
She is going to possibly apply at PSECU next since they seem to have NFCU-ish lending standards (though possibly not as generous in the CL's - $20k is their max limit). And they pull EX, which is helpful since EQ got hit by CapOne and NFCU and EX only has CapOne.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.