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Established Contributor
Posts: 578
Registered: ‎12-25-2016

AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

Interesting feature on the Avianca Vida card...no interest AND no minimun payments due for 12 months on BT made in 1st 90 days.....NO PYMNT!  Now a minimum pymnt is generated for purchases, but not on BT......I had to ask 2 seperate reps to be sure I was understanding them. Nice feature, imo

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Posts: 2,072
Registered: ‎03-03-2015
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Re: AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos


meatman1 wrote:

Interesting feature on the Avianca Vida card...no interest AND no minimun payments due for 12 months on BT made in 1st 90 days.....NO PYMNT!  Now a minimum pymnt is generated for purchases, but not on BT......I had to ask 2 seperate reps to be sure I was understanding them. Nice feature, imo


What did you end up getting for a starting limit? I see most people getting approved at $25K, but it looks like your current high limit is $6K, and I wanted to see what they handed you. 



Starting scores: 552 EQ, 570 TU, 558 EX Current scores (9/29/17): 746 EQ 721 TU 719 EX
Established Contributor
Posts: 578
Registered: ‎12-25-2016
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Re: AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

5k
Regular Contributor
Posts: 160
Registered: ‎02-13-2016
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Re: AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

No transfer fee!?

Established Contributor
Posts: 578
Registered: ‎12-25-2016
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Re: AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

Yes, transfer fees...
The not generating a min pymnt for the 12 mos is unique as far as I know. None of my other cc do that
Established Contributor
Posts: 914
Registered: ‎10-02-2015
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Re: AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

Interesting, what do they require for POI?

Established Contributor
Posts: 578
Registered: ‎12-25-2016

Re: AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

WaveRider....Different forms based on individuals Credit Files, employment etc....heres a link

 

https://www.lifemilescreditcard.com/WLInternet/avianca.aspx#!

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New Contributor
Posts: 63
Registered: ‎09-13-2011

Re: AVIANCA BALANCE TRANSFERS--no pymnt/no interest 12 mos

I ignored all income verification questions and was approved for 25k. I think there are other DPs confirming they don't require the forms in all cases.

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