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AX Approval

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sjt
Senior Contributor

Re: AX Approval

For the Corporate Card, Amex has two programs 1) Direct Bill, which the the bill is sent to the employee and they pay the bill direct after they are reimbursed by their company. This card has joint liability, but it does not report on the individuals credit unless they are delinquent. 2) Central Bill, which all charges from cardholders account are directly billed to the company. There is no liability on the employee.

 

With either type of card, its most likely that a soft will be pulled.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 11 of 12
sjt
Senior Contributor

Re: AX Approval


@coldnmn wrote:

If you pay them you could be on the hook for everything that was included in the bankruptcy!  Tread very carefully! 


I did some digging around and found out that you are allowed to pay a debt that was discharged in a bankruptcy without effecting your bankruptcy.

 

See attached link to the US COurts website:

 

http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyBasics/DischargeInBankruptcy.aspx

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 5.23, EX: 812 / EQ: 825 / TU: 815
Message 12 of 12
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