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Hi Everyone,
I'm pretty new here, I've had some past credit troubles and have been on the road to recovery for a while now but my credit score is just so-so. (EQ-664). One of the problems is that my DH put me as a AU on one of his CC's a while ago and now it's showing up on my report! The reason it's such a problem is that the card is maxed out and usage is like 99%. My usage on my open cards varies from 0-5% so my usage is now at 82%! (This includes a derog bal of $2284 on a closed account, will be removed 8/2009) He didn't give them my SS# or anything so how did it end up on my report? More importantly, how do I get it off? If DH removes me as a AU will it automatically come off? Or can I dispute with CR to get it off? TIA