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Regular Contributor
Posts: 197
Registered: ‎03-23-2011
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About fell out of my seat with cap 1

so I have had the cash rewards mc from them started with 300 some years back was in cs and got a limit raise to 750 although it was only supposed to be 500 anyways i loged into my account and it said thanks for being a great customer yada yada congrats on your new cli to 4750!!!!!! i about flipped out i only use this card a few times a month because my amex blue is way better well just wanted to share

always use credit wisely and you won't ever feel like you're working just for the task master
Frequent Contributor
Posts: 253
Registered: ‎06-10-2011
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Re: About fell out of my seat with cap 1

Wow, next thing they'll probably try to upgrade you to Venture after a while, they seem to be actively promoting that card to cash rewards users with lines nearing the required for visa sig these days.


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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Epic Contributor
Posts: 24,703
Registered: ‎10-23-2007
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Re: About fell out of my seat with cap 1

Hope my friend see some of this soon, 1 friend has been with Cap1 since he was 18 with $500 CL (he is 26 now). As of about 4 months ago I told him he was crazy to not get new cards... Citi Forward $7700 and Amex Blue Plus whatever it's called 4k... come on Cap1 catch up!

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
88 Cards and Counting :smileytongue:
Valued Contributor
Posts: 1,126
Registered: ‎08-29-2007
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Re: About fell out of my seat with cap 1

Congratulations on the CLI.  I am surprised that they jumped it up that much.  Out of curiosity, what are your FICO scores?  How long have you had the card?  Thanks.


Starting Score: 583 EQ, 612 EX, 569 TU
Current Score: 658 EQ, 648 EX, 618 TU
Goal Score: 720 EQ, 720 EX, 720 TU


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Super Contributor
Posts: 6,026
Registered: ‎09-18-2007
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Re: About fell out of my seat with cap 1

Congrats on your credit limit increase...

Moderator Emeritus
Posts: 4,875
Registered: ‎11-02-2010
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Re: About fell out of my seat with cap 1


creditguy-378 wrote:

so I have had the cash rewards mc from them started with 300 some years back was in cs and got a limit raise to 750 although it was only supposed to be 500 anyways i loged into my account and it said thanks for being a great customer yada yada congrats on your new cli to 4750!!!!!! i about flipped out i only use this card a few times a month because my amex blue is way better well just wanted to share


 

Congrats -- very nice increase! From my recent experience and that of others, it seems that Cap1 is starting to loosen up a bit. Here's hoping the trend continues.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Member
Posts: 34
Registered: ‎08-22-2011
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Re: About fell out of my seat with cap 1

awesome. maybe if that happens to me in about 2 years i wont cancel the card like i expect to do.

Established Contributor
Posts: 513
Registered: ‎01-27-2011
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Re: About fell out of my seat with cap 1

i have had a secured card with them for 13 months that was supposed to become unsecured.  I have tried to contact them a few times but they won't budge. 

EX-774 (Amex Fico) 8/12
EQ-725 (Fico) 1/12
TU-729 (Fico) 3/12
Established Contributor
Posts: 961
Registered: ‎12-21-2010
0

Re: About fell out of my seat with cap 1

I really like Cap 1 they reached out to me when none would offer anything love their website and alerts.
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Established Contributor
Posts: 524
Registered: ‎08-24-2011
0

Re: About fell out of my seat with cap 1


Smug wrote:
I really like Cap 1 they reached out to me when none would offer anything love their website and alerts.

Same here, and my platinum now has a $ 2,750 CL and no AF. One can obviously do better with prime cards, but no reason to get rid of it...

SevenNEW, Garden Nerd - In the Garden until 2015!
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