About ready to close Barclay.

[Anonymous]

Guess I could see getting one for large purchases because of the low interest, but I'm more the type going for miles/travel rewards and PIF.  May have to check it out though.

[Anonymous]

Just went on their site, and one user state that they do HP for everything, including CLI, is this true?  User also said HPs can lower credit score by up to 20 points for 2 years?  Is this all true?  May not apply if this is the case.

[IncrsCreditScore1]

Good point.  I believe when I applied for the Barclay it was the only card offering 2% for certain particular purchases.  Of course, now there is Citi Double Cash that I know of.  What are the other cards offering 2% on all purchases?  I might have to look into those, even though I truly like Barclaycards and find no reason to denegrate any of their cards.

[Anonymous]

Yeah, I have the Double Cash as well, just PC'd to it, even if it's only $500 CL.      Rather use that than the arrival+.

[longtimelurker]

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@IncrsCreditScore wrote:

Good point.  I believe when I applied for the Barclay it was the only card offering 2% for certain particular purchases.  Of course, now there is Citi Double Cash that I know of.  What are the other cards offering 2% on all purchases?  I might have to look into those, even though I truly like Barclaycards and find no reason to denegrate any of their cards.

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Other free 2% cashback cards include Fidelity Visa (from Elan) and Blispay, which gets talked about a lot on these forums.