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Frequent Contributor
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Registered: ‎08-03-2013
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About to activate new BOA card - should I ask rep for CLI?

I all

 

About 10 days ago, I posted that I got approved for a BOA card - but it only had $1100 CL, The card arrived yesterday, Should i call in to activate it - and at the same time, see if the CL could be raised to be in-line with the other limits that i have?

 

If i can get a CL, this could my main "go-to" card because the interest after the intro period is the best that I have

 

Thanks all - have a great day!


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Re: About to activate new BOA card - should I ask rep for CLI?

That's what I did.  In fact, I did it before I received the card!  I was approved and given my limit then decided to call to see if I could get a higher limit.  My initial CL was 8k, I spoke with an analyst who said it would take a hard pull on TU and I went for it.  I asked for 12k and was instantly approved which of course left me feeling that I should have asked for 16k!!!!

 

If you don't mind the hard pull - go for it.


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Re: About to activate new BOA card - should I ask rep for CLI?

Regular Contributor
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Re: About to activate new BOA card - should I ask rep for CLI?

it will be a hard pull on TU. I'd say wait for an auto increase. 

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Re: About to activate new BOA card - should I ask rep for CLI?

BOA doesn't do auto increases. At least this what I was a told by an analysis. They stope auto increases awhile ago. 

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Re: About to activate new BOA card - should I ask rep for CLI?

Man, you've got a high Belk limit! Dwarfs mine in comparison! BTW, BofA is good about CLI, at least to me. Go for it.


CreditControl wrote:

That's what I did.  In fact, I did it before I received the card!  I was approved and given my limit then decided to call to see if I could get a higher limit.  My initial CL was 8k, I spoke with an analyst who said it would take a hard pull on TU and I went for it.  I asked for 12k and was instantly approved which of course left me feeling that I should have asked for 16k!!!!

 

If you don't mind the hard pull - go for it.


 

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Re: About to activate new BOA card - should I ask rep for CLI?

Thanks all

 

Ouch! i'm not in favor of a HP though - they only did one about 10 days ago when I was approved - I'll see what they say


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Re: About to activate new BOA card - should I ask rep for CLI?

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Re: About to activate new BOA card - should I ask rep for CLI?

Lol @creditcontrol. I asked for $15k and got 10k which means I should have asked for $25k to get to 15k that I wanted lol
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Re: About to activate new BOA card - should I ask rep for CLI?


09Lexie wrote:
They will probably pull TU for the Cli

+1

So, if you want to avoid the HP, I wouldn't do it unless there's absolute necessity for CLI - other than to "match" your other CLs.... needs vs wants.

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