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Contributor
528491
Posts: 90
Registered: ‎10-13-2012

About to mini-spree! (UPDATE: SUCCESS!)

[ Edited ]

I just pulled my EQ FICO score again from Equifax, and it is now 712. :smileyhappy:

For whatever reason it only took two days to update my Discover balance. I'm not complaining.

Citi Forward and Chase Freedom, here I come. :smileyvery-happy:

My one question is, since the updated balance showed up on Score Watch, Citi and Chase will see that balance too, right? I just want to make sure that they'll get the most up-to date report. 

 

UPDATE:

Citi Forward: Approved - $2500 limit

Chase Freedom: Approved - $2500 limit


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012

Re: About to mini-spree!

If they pull your EQ report they will see it. If it has not updated on TU or EX and they pull those, then they will see the previous balance.

*8/10/13
Contributor
528491
Posts: 90
Registered: ‎10-13-2012

Re: About to mini-spree!

EX is up to date. TU isn't, but I highly doubt either lender will pull it. I'll update with results shortly.


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Contributor
528491
Posts: 90
Registered: ‎10-13-2012

Re: About to mini-spree!

I'm in shock right now. I was just approved for the Citi Forward with a $2500 credit line. :smileyvery-happy:

That's my biggest limit yet, excluding my AU card. Hopefully Chase Freedom will also show me luv.


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Senior Contributor
john398
Posts: 3,513
Registered: ‎01-19-2009

Re: About to mini-spree!

Congrats thats awesome
528491 wrote:

I'm in shock right now. I was just approved for the Citi Forward with a $2500 credit line. :smileyvery-happy:

That's my biggest limit yet, excluding my AU card. Hopefully Chase Freedom will also show me luv.


Contributor
528491
Posts: 90
Registered: ‎10-13-2012

Re: About to mini-spree!

Thanks!

Just apped for the Chase Freedom - also got a $2500 limit. HECK YEAH!

I'd be tempted to try Amex BCE again, but they declined me less than 30 days ago, so I guess not.


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Frequent Contributor
Razeus
Posts: 387
Registered: ‎04-02-2012

Re: About to mini-spree!

Congrats!  2 cards with nice CL's!

 

I'm gunning for a Citi card in the fall.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Contributor
528491
Posts: 90
Registered: ‎10-13-2012

Re: About to mini-spree!

[ Edited ]

I'm really, really tempted to try the Sallie Mae Mastercard. It's backed by Barclays, which makes me less inclined to try it, but they'll pull Transunion, which won't show the very recent inquiries. On the other hand, they might balk once the two new accounts report.


     $1500            $1500             $2500             $2500             NPSL         
Starting EQ: 646 - Current EQ: 693 - Goal EQ for 12/2013: >720
Gardening from 7/2013 until 1/2014
Moderator
09Lexie
Posts: 24,456
Registered: ‎09-13-2012

Re: About to mini-spree!


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