cancel
Showing results for 
Search instead for 
Did you mean: 

Absolutely loving Amex!

tag
dharalex
Established Contributor

Re: Absolutely loving Amex!


@Anonymous wrote:

I thought the protection kicks in after manufacturer's warranty is over ?

 


There are 2 different benefits. One is warranty extension, it extends warranties an additional 1 year after the original warranty. There is also a return policy that states you can return any qualifying item within 90days.


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


Take the FICO Fitness Challenge







Current Score: 800
Goal Score: 850

Take the FICO Fitness Challenge
Message 11 of 18
Anonymous
Not applicable

Re: Absolutely loving Amex!

My ZYNC just arrived today with no pre-set limit.  I am very excited to have this in my wallet!

Message 12 of 18
clocktick
Valued Contributor

Re: Absolutely loving Amex!

Does any other card issuer do this?  And as quickly and paintless as Amex?  Just another reason to like them!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge

Message 13 of 18
navigatethis12
Valued Contributor

Re: Absolutely loving Amex!


@clocktick wrote:

Does any other card issuer do this?  And as quickly and paintless as Amex?  Just another reason to like them!


 

I am not sure how the process works because I have never used it, but Visa and Mastercard have it on some of their cards. I know that all Visa Signature and World Mastercards have it. Discover only has this service on business cards I believe.

Message 14 of 18
Anonymous
Not applicable

Re: Absolutely loving Amex!


@dharalex wrote:

@Anonymous wrote:

I thought the protection kicks in after manufacturer's warranty is over ?

 


There are 2 different benefits. One is warranty extension, it extends warranties an additional 1 year after the original warranty. There is also a return policy that states you can return any qualifying item within 90days.

Thanks

Message 15 of 18
LS2982
Mega Contributor

Re: Absolutely loving Amex!


@dharalex wrote:

@Anonymous wrote:

I thought the protection kicks in after manufacturer's warranty is over ?

 


There are 2 different benefits. One is warranty extension, it extends warranties an additional 1 year after the original warranty. There is also a return policy that states you can return any qualifying item within 90days.

+1

 

Definitely liking this benefit!!!!




EQ FICO 548 3/3/16
Message 16 of 18
injustifiiable
Valued Contributor

Re: Absolutely loving Amex!

What kind of scores do you need to get a Zync, anyway?

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 17 of 18
LS2982
Mega Contributor

Re: Absolutely loving Amex!

@Injust Welcome to the forums!

To get the Zync, your EX file needs to be clear of any recent derogs. Util. needs to be around 10%, I would say FICO 660 or above. Not alot of recent INQ's. Of course YMMV.



EQ FICO 548 3/3/16
Message 18 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.