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Senior Contributor
MattH
Posts: 3,245
Registered: ‎04-03-2008
0

Accidentally carried a small balance :-(

Not a big deal, but irritating: I just noticed that last month when intending to pay the full balance on all my cards as usual, by mistake I paid a little less than the full balance of one card, thus incurring a finance charge of 61 cents.  Ooops!

 

 

TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
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Frequent Contributor
DickC
Posts: 260
Registered: ‎05-21-2009
0

Re: Accidentally carried a small balance :-(


MattH wrote:

Not a big deal, but irritating: I just noticed that last month when intending to pay the full balance on all my cards as usual, by mistake I paid a little less than the full balance of one card, thus incurring a finance charge of 61 cents.  Ooops!

 

 


 

61 CENTS!!!   Consider yourself lucky. I see a lot of things that say many CC's have either a $1.00 OR $2.00 MINIMUM FINANCE CHARGE. 
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Accidentally carried a small balance :-(


MattH wrote:

Not a big deal, but irritating: I just noticed that last month when intending to pay the full balance on all my cards as usual, by mistake I paid a little less than the full balance of one card, thus incurring a finance charge of 61 cents.  Ooops!

 

 


 

As penance, you must forego your coffee today.  And as you yearn for your caffeine fix, remember you misdeed.

 

:smileywink:  Just joking of course.  MattH, thank you for your part in bailing out the banking system.  Your 61 cents will help feed a starving CEO somewhere in upper Manahattan, who would otherwise not get his annual bonus, without the generous contributions of people like you.

 

LOL.  You may also keep a look out for loose change through out the day and recover your losses.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: Accidentally carried a small balance :-(

Matt, if you need help with the $0.61, let us know. We'll help you out! You'd better rework your budget now too. :smileytongue:
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Accidentally carried a small balance :-(

Maybe MattH could reorganize as a federal bank holding company and request federal assistance and bail out!   Surely Matt is too big too fail.

 

LOL.  :smileyhappy:

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Super Contributor
marty56
Posts: 5,679
Registered: ‎10-06-2007
0

Re: Accidentally carried a small balance :-(

I am suprised they only chagred $.61. Most CCC's have a minimum FC fee.  Be carefull if you take a bailout since the government might decide to cap your pay.
09/12/2013 FICO: EQ: 772 EX:813 TU:752
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: Accidentally carried a small balance :-(

And let us not forget the "stress tests...."

 

I have accounts with a minimum 50 cent charge and some with $1.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549

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