Re: According to HSBC, my credit score is 239

mmduluth · ‎03-12-2012

When I got my BB store card they sent that and I immediately just looked at the number and was like YOU HAVE THE WRONG PERSON!!! THAT'S NOT ME!!!!!!!!!!!!

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)

LS2982 · ‎03-12-2012

@mmduluth wrote:
When I got my BB store card they sent that and I immediately just looked at the number and was like YOU HAVE THE WRONG PERSON!!! THAT'S NOT ME!!!!!!!!!!!!

EQ FICO 548 3/3/16

arredondo3417 · ‎03-12-2012

WHAT THE HELL REALLY THATS SO WRONG SPEAK TO THEM AND ASK THEM WHAT TYPE OF SCORE SISTEM THEY USE

Seedling:

bbb3601 · ‎03-12-2012

I wish every single agency had a simple score 1-10 easy, simple, done.

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.

LS2982 · ‎03-12-2012

@bbb3601 wrote:
I wish every single agency had a simple score 1-10 easy, simple, done.

It should be all FICO scoring.

EQ FICO 548 3/3/16

mmduluth · ‎03-12-2012

@LS2982 wrote:
@bbb3601 wrote:
I wish every single agency had a simple score 1-10 easy, simple, done.
It should be all FICO scoring.

+1

I a scale of 1-10 doesn't have a wide enough margin.

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (8200) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)

bbb3601 · ‎03-12-2012

but of course.....the debate continues!! lol

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.

seattletravels · ‎03-12-2012

It makes about as much sense as 350-850. Why not just 1-500 if you want a 500 pt scale?

BECU Visa : $40,000 Date Opened: 02/2020

Delta Reserve : $20,000 Date Opened: 01/2020

Amex Blue Cash Preferred : $19,900 Date Opened : 07/2013

Chase Freedom Unlimited : $19,300 Date Opened : 02/2020

Citi Double Cash : $19,000 Date Opened : 06/2015

B of A Cash Rewards : $16,000 Date Opened : 12/2013

Barclaycard Ring : $10,000 Date Opened : 06/2017

Citi Simplicity : $9,000 Date Opened : 10/2011

Commerce Special Connections : $8,000 Date Opened 04/2015

Discover It : $7,100 Date Opened : 04/2013

Marriott Bonvoy Boundless : $5,500 Date Opened 07/2013

Delta Platinum : $2,000 Date Opened : 08/2018

Last App: BECU 02-26-2020
Pronouns: He/Him/His

Mike360 · ‎03-12-2012

Mine was 276 back in November when i was approved. Got a good limit so it's all good. Must have sometype of in-house they used from pull EQ. Doesn't say fico on it so it can't be that even.

Negs were

TOO MANY ACCTS THAT HAVE BEEN 30 DAY DELINQUENT (okay i agree w/ that one but they are almost 4 years ago and it was only like 3 30 day lates on like 2 accounts)

LIMIT AGE OF CREDIT (yeah okay wish i started credit sooner but waited till i was 21 but i have almost 6-7 years of history...)

APPLICATION(S) HAS LIMITED ACTIVE CREDIT ...i don't really understand this one too much. My AAoA is little over 2.6 yrs

LIMITED SATISFACTORY CREDIT HISTORY....don't know about this one either....

Sometimes i just think they make up things to put on here.

According to HSBC, my credit score is 239

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