@NJTurnpike wrote:
So I got a denial for having too many open accounts recently. Most of which I don't use anyway. So I went a little crazy and closed anything that wasn't useful. Here's the list of closed accounts for your viewing pleasure:
Macys Star Rewards 3k CL
Capital One Platinum 3.5k CL
Eddie Bauer 1k CL
Orchard Bank 2k CL
Victoria Secrets Angel Card 1k CL
J Crew 500 CL
First Premier Bank 1k CL
JC Penny 800 CL
Kay & Jareds 3k CL
Merrick Bank 2k CL
Shell Drive for Five 1k
Total Credit Lines Reduced by $18.8k
Weeeeeee......
That was less fun than opening them and took entirely too many phone calls.
Awesome. I only closed CreditOne and FP so far. I think BBRZMC and Cap1 cashRewards 2.5k CL are next.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29
12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
New goal 675