Reply
Mega Contributor
Creditaddict
Posts: 18,807
Registered: ‎10-23-2007

Account closed during Credit Counseling....

Account was with Wamu and now credit counseling has been cancelled and payments made on own.

Anyone had any luck getting an account re-opened especially now since it's with Chase?? 

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
New Contributor
dicej32
Posts: 70
Registered: ‎04-05-2008

Re: Account closed during Credit Counseling....

Just read your post and actually I'm in the same boat. I did credit counseling for a few years and cancelled it last year. My original card was Providian, which became Wamu. Original balance was about $5100 on a $4214 cl. Balance is now at $2777. No late or missed payments in about 3 years. Anyway, whenever I would log into my Wamu online, it would say credit line $4214, balance whatever, available credit $0. Today after reading your post, I decided to log onto my Wamu site to check on my account. I was redirected to the new Chase site where I had to accept all these terms of service things to be able to access my "closed account". After agreeing to all the tos's, my account came up. The credit limit was there ($4214), balance was there ($2777) but surprisingly all of a sudden credit available shows $1437!! It even says that cash advance balance is 0, and that there is $1437 available for cash advances. Not sure if this is an error or what, but maybe there's hope? I have my old card but it's expired. I found a replacement card link  but when I pressed it, I got a service not available message. I'm really curious but I'm just going to leave it alone for another month and see what happens!

 

JR


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+