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Account info

New Member

Account info

I hope someone has the answer to this. Is it normal for a credit card company to ask for your bank acct. # and routing # on the application. This is definitely the first time I have encounterd this.

Message 1 of 7
6 REPLIES
Established Contributor

Re: Account info

I've never seen this on an application. What card were you applying for?
Message 2 of 7
Established Contributor

Re: Account info

Maybe for a secured card for quicker electroic proccesing of your deposit , other than that it's fishy
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Message 3 of 7
New Member

Re: Account info

I was searching for cards for people with not so good credit and ran across a card called First Option Visa. When it asked for my acct # and routing # i aborted the application.

Message 4 of 7
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Regular Contributor

Re: Account info

That is a secured card and requires a deposit from your bank account. If you are looking for a secured card, I would recommend checking out bank of Americas secured visa.

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Message 5 of 7
New Member

Re: Account info

Thank you that was helpful. So can i just go to the website and apply?
Message 6 of 7
Regular Contributor

Re: Account info

Yes, Go to www.bankofamerica.com/creditcards/ and click on Build your credit. The minimum deposit required is $300, but you will get that back in 9-12 months when the card goes unsecured.


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Current Score: 728
Goal Score: 760


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Message 7 of 7