Credit Cards

[vprice320]

I hope someone has the answer to this. Is it normal for a credit card company to ask for your bank acct. # and routing # on the application. This is definitely the first time I have encounterd this.

[VEEnVEGAS]

I've never seen this on an application. What card were you applying for?

[rbbyrbsn]

Maybe for a secured card for quicker electroic proccesing of your deposit , other than that it's fishy

[vprice320]

I was searching for cards for people with not so good credit and ran across a card called First Option Visa. When it asked for my acct # and routing # i aborted the application.

[Justn]

That is a secured card and requires a deposit from your bank account. If you are looking for a secured card, I would recommend checking out bank of Americas secured visa.

[vprice320]

Thank you that was helpful. So can i just go to the website and apply?

[Justn]

Yes, Go to www.bankofamerica.com/creditcards/ and click on Build your credit. The minimum deposit required is $300, but you will get that back in 9-12 months when the card goes unsecured.