cancel
Showing results for 
Search instead for 
Did you mean: 

Add 1-2-3 Rewards to a BOA Secured Card

tag
supersam101
Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

If you change the secured bankamericard to a secured cash rewards card is it possible to get the $100 dollars after you spend $500 dollars?

Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Message 21 of 64
aloush11
Regular Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

Unfortunately, nope. I made sure I asked that it.
Message 22 of 64
supersam101
Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

If you change from a unsecured bank Ameri card to the unsecured cash rewards card is it possible to get the 100 dollars. I am asking because my card will change to a unsecure card in october. I applied for a chase freedom card and got denied for limited credit history (8 months).
Discover IT Student $3k. Bankameri better balance $3k.
Chase freedom 2.5k
Message 23 of 64
Revelate
Moderator Emeritus

Re: Add 1-2-3 Rewards to a BOA Secured Card

Thanks for all the replies dudes, will wait for a bit for a check to clear, nuke my balance, and then ask to switch it.  Good information which is greatly appreciated... thanks again!

 




        
Message 24 of 64
Revelate
Moderator Emeritus

Re: Add 1-2-3 Rewards to a BOA Secured Card

Just to update this with my own experience:

 

That was as painless as it gets once I got ahold of one of their CSR's.  Switched my 10/2011 opened secured card to the 1-2-3 Cash Rewards (still secured) with no hassle at all.  I used the same number as the one posted in this thread.

 

Thank you again to the OP and others for posting about this, apparently it's a new addition (I didn't get an explicit date) but according to the analyst many of the banking centers hadn't found out about this yet.  What a most excellent feature on a secured card.

 

 

 




        
Message 25 of 64
jeskedu
Valued Member

Re: Add 1-2-3 Rewards to a BOA Secured Card

Congrats I tried on my partially secured and was told it wasn't possible I'll try again tomorrow and c if I have any better luck
Message 26 of 64
Revelate
Moderator Emeritus

Re: Add 1-2-3 Rewards to a BOA Secured Card


@jeskedu wrote:
Congrats I tried on my partially secured and was told it wasn't possible I'll try again tomorrow and c if I have any better luck

What reason did they give you if any?  Mine like other posters' cards is fully secured.

 




        
Message 27 of 64
jeskedu
Valued Member

Re: Add 1-2-3 Rewards to a BOA Secured Card

I was told it was not possible till one year graduation date which is in September
Message 28 of 64
YahComb
Established Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

I would try again. Maybe some reps aren't up to speed, or they thought you were asking to get changed to an unsecured 1-2-3 card. Try asking if it is possible to add rewards to your secured card. My card turns 1 year august 24th.

 

Interesting note, i just compared my USAA report today and yesterday(all 6 of my cards close within 7 days, man that makes keeping utilization low a pain, time to change a few due dates). My experian updated my BOA off-cycle(it doesn't close until the 22nd), it is no longer showing Secured Credit Card on Account Type,  now it just says Credit Card. The last time i had an off-cycle update to BOA was when i raised my security deposit, and it remained as Secured Credit Card. I'll see if Equifax also drops the Secured designation in the next few days (wasn't there on TU*)

 

. This upcoming statement is my 10th, i had heard of partially secured cards graduating at 10 statements if you're lucky, but not for Fully Secured cards. I'll update if i get a letter from BOA in the next few weeks about returning my deposit.

 

*TU does show the BOA as secured on Tranunions service, but not the USAA  trimerge for whatever reason(nothing in the comments either, which is where it shows Secured on Equifax). So I will have to check on that also to see if it changes.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 29 of 64
Crashem
Valued Contributor

Re: Add 1-2-3 Rewards to a BOA Secured Card

Yahcomb, if that sticks, that is even nicer fringe benefit.
               LIMITS IN CARD DESCRIPTIONS
Message 30 of 64
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.