Add 1-2-3 Rewards to a BOA Secured Card

[dude11]

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@supersam101 wrote:

My account says cash reward Platinum Plus visa now does anyone else account say that? I think they updated it last night

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Yes. Received an email on July 7th saying that my account number has changed and I also noticed the Rewards tab there. Still haven't received the card yet though. Hopefully this week. So looks like the 2-4 weeks may hold true before you get the card. Been since June 14th that I put in the request.

[Jlu]

Has anyone else noticed purchases being counted toward rewards? I was going to fill up my tank tonight and would conisder using this card instead of my Capital One if it is being counted toward rewards. My account too shows Platinum Plus Rewards and I have a rewards tab although it is not fully functional yet. 

[YahComb]

IT'S HERE ITS HERE ITS HERE ITS HERE!

6/16 to 7/09.  It looks like you will get your card very soon after your online banking card account number changes (happened friday night/saturday morning for me). The card name may change before the actual card account number changes.

and to reiterate

IT'S HERE ITS HERE ITS HERE ITS HERE!

that is all. carry on.

[YahComb]

looking over the product literature, what counts for groceries is pretty wide variety of MCC codes.

5411	Food Stores / Warehouse	GROCERY STORES & SUPERMARKETS
5422	Food Stores / Warehouse	FREEZER & LOCKER MEAT PROVISIONERS
5441	Food Stores / Warehouse	CANDY, NUT, & CONFECTIONERY STORES
5451	Food Stores / Warehouse	DAIRY PRODUCTS STORES
5462	Food Stores / Warehouse	BAKERIES
5499	Food Stores / Warehouse	MISCELLANEOUS FOOD STORES-CONVENIENCE STORES & SPECIALTY MARKETS

my local target uses 5411. Did some grocery shopping there when my rewards were added on the old card and it's 2 percent cashback.

[dude11]

Mine also arrived today 6/14-7/9. I noticed a few days as well the account number of my card changed on the CRs but the card still reports as secured. However, mine was not graduated only converted. Hopefully it graduates at the 1 year mark.

[Jlu]

Boom

Sorry Jlu but pictures of personal credit cards are not allowed to be posted - MarineVietVet, myFICO moderator 

[dude11]

So some of us that got our secured card converted to cash rewards, but remained secured, what about the annual fee? I believe if you would wait till the original card graduated and then PC to a non-AF card that would take care of it. What about is this case now that you have a cash rewards card and lets say it graduates at the 1 year mark, do you just request to have the AF removed?

I called BOFA and the CSR told me the annual fee would remain even after graduation. How many of you have had success in getting the AF removed after the 1 year mark? Wondering if I should of waited till my card graduated and then PC to the Cash Rewards with no-AF after that.

[aloush11]

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@aloush11 wrote:
I just got my card today and activated it with a rep. I asked about rewards and she said that the secured card can be PC'd to Cash 123, travel rewards or the basic. I didn't like that answer so I called the Backdoor number and spoke with an awesome rep in the credit dept. She gave me the option of converting my card to a MasterCard and even an Amex! So I PC'd to the accelerated rewards. No HP and she said I can do this as many times as I want. It will not effect your graduation time. I don't have an Amex yet and travel a lot so I figure it would be good to have.

She also said that the policy for PCing to a MC it Amex is new and very possible.

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Just spoke with a rep to check the status of the Product Change from Secured Platinum Plus to Amex she said the product change was successful but does take 2 - 4 weeks... Online it says that the account name is "Bank Of America Rewards Gold American Express"

Called back again and rep said that the Card was Mailed out on 7/24/12! 

I wont believe it until I see it... But Im sooo excited!!!!

[linux007969]

I just called and check the status of adding 1-2-3 rewards to my account and a very nice rep said everything was approved and they are still processing it and it should be in the mail and on its way soon. She even said I deserve it! I thanked her and i said to her that everytime i have called in, everyonce has been so nice and helpful. She loved hearing that! I really love the awesome reps at BOA. So much nicer than CapOne! Can't wait till the new card comes in the mail!

[linux007969]

I got my 1-2-3 Rewards card in the mail today! & I also earned 32 cents cash back so far before i got the card in the mail because i used my card directly after the account name changed in my online account. lol

On a side note today I got an unsolisited pre approved offer from First Premier for a Platinum Mastercard with a $700 CL, $175 AF & $525 initial credit line.... That junk is going in da shredder for sure, I'm not falling for that scam! lol.