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Add SSN to Chase AU?

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CreditUnionFan
Valued Contributor

Re: Add SSN to Chase AU?


@H4LO wrote:

I'm sure you could. But I doubt it'll give her any sort of credit history.


You'd be surprised. My ex-wife added me to her DSNB/Macys account(s). The account history ended up on my report.

 

While it is "nice" to have history sometimes, it's also a risk - my ex-wife missed a payment in 2011, and it showed up on my report as well.

 

It took a series of aggregating the data I could find (two reports to stitch together the full account number, finding her SSN and DoB) and finding a CSR who knew to get Consumer Protection on the line, but I had DSNB remove all traces of the account that should've never been there in the first place.

 

So, sometiems you get the history. Sometimes you might not want the history.

I was going to garden... Honest!
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