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Added as an AU

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irod1277
New Contributor

Added as an AU

Can someone tell me if it helps my score and chances with Amex if I get added as an AU on my sisters Amex green that's in great standing?

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MarineVietVet
Moderator Emeritus

Re: Added as an AU


@irod1277 wrote:
Can someone tell me if it helps my score and chances with Amex if I get added as an AU on my sisters Amex green that's in great standing?

Yes it can help you IF the account is older than any of yours (older than your current AAoA is even better), IF the payment history is long and clean, IF the utilization is very low, and IF it will report to the CRA's. Not all cards will do this. You need to ask the company first. You will inherit the entire history of this account. One caveat however; if this account starts to go south your credit will be affected as well. Keep that in mind.

 

As far as how it might help your chances of getting your own card with Amex I can't say.

 

 

 

 

 

 

 

 

 

 

 

 

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