Adding Authorized User-Amex

[ojefferyo]

Ok well if she's not apply for anything then don't worry about the scores. It will come back up once the balances go down. Don't take this the wrong way but if you charged up 90% of a 30k avail credit then there might be some spending issues. 

[Anonymous]

There is no spending issue and it's not really relevant to the questions I asked. However I will explain so the post doesn't go in the wrong direction. She is in her final year of pharmacy school and she has been traveling around the country doing rotations.. which prevents her from working. That being said...she has already accepted a high paying employment offer with relocation and all expenses paid....even prior to graduation because she is at the top of her class.

I don't know a single person who graduated college and then Pharmacy school with no debt. Again, there is no spending issue.

[Anonymous]

Also....she was hoping for a BT offer to get rid of some of the interest and pay them off faster...which is going to be hard to get with a 670 and 90% util.

[ojefferyo]

Regardless if she has a 670 or a 740 if you have that much debt it's not looked at very positively. Good luck