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I am getting married in October of 2017 and I was wondering if adding my fiance as an authorized user on my cards and visa versa once we get married is something people do? Is it a good idea? what are the pro's and con's of doing so?
In my experience:
Pro- it could help your credit profile
Con- if the person defaults/maxes out etc it also affects your credit profile
There's nothing wrong with it. I was on my ex husbands cards and vice versa. When we got divorced I got off of his ASAP and filed a dispute with the credit agencies. They were thankfully taken off my record and my credit improved majorly.