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Adding an authorized user to a CC account

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93stallion302
Member

Adding an authorized user to a CC account

How exactly does that work and how does it show on your credit report if it shows at all?

 

Does it require a hard pull for the person im adding? Does it reflect that they also have that card on their credit history?



Gardening Until 3/31/14
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simi_go
Frequent Contributor

Re: Adding an authorized user to a CC account


@93stallion302 wrote:

How exactly does that work and how does it show on your credit report if it shows at all?

 

It does not show on your CR but on theirs it will show Responsibility: Authorized User

 

Does it require a hard pull for the person im adding? Does it reflect that they also have that card on their credit history?

There is almost always no HP required for them, and in most cases it will show the entire history of the card on their report

 

My wallet: Newest to oldest.





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