@Anonymous wrote:it may. Depending on the CL, the UTL on that card, and the AAOA.
The CL could help the spouse's score so long as there is low UTL on it. If it's a 5000 CL, but you have 4500 on it....it may not help depending on what the spouse has already avail open credit.
If the card is brand new....it could hurt the score because of lowering the avg of the spouse's AAOA.
In helping to rebuid my credit, i have become an AUTH user on some of my wife's cards....generally the older ones, and ones that are not being used so i can pad my UTL
Thank you! The cards are new but there's no choice. He needs at least a couple credit cards because he has none. LOL So I added him to my AMX and Chase! Balance are low and can be paid off in full. We don't spend much! The CCs are to pay the bills and things we need to earn rewards. I think the AMX would look pretty on his profile! 