They are not very fast, give them time...
You should be able to speak to Identity theft department fairly easily though. I know I got through pretty fast when I was setting up my security freeze
You should be able to speak to Identity theft department fairly easily though. I know I got through pretty fast when I was setting up my security freeze
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@Crashem wrote:Your better bet is to wait 6months for new card to report. Also, check our all your credit reports and fix inaccurateinfo. you won't qualify until that stuff happens. Citibank forward student and reapp for discover in 6 months or so. Probably won't be able to do zync this year. Once hit one year with cap one, app for zync.
Um Zync is six months credit reporting I thought? Did I miss something in the intervening months? It was designed for students who can actually post a FICO score: ergo, six months clean sheet history with at least one tradeline was my understanding.
