You should be able to speak to Identity theft department fairly easily though. I know I got through pretty fast when I was setting up my security freeze
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
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Crashem wrote:Your better bet is to wait 6months for new card to report. Also, check our all your credit reports and fix inaccurateinfo. you won't qualify until that stuff happens. Citibank forward student and reapp for discover in 6 months or so. Probably won't be able to do zync this year. Once hit one year with cap one, app for zync.
Um Zync is six months credit reporting I thought? Did I miss something in the intervening months? It was designed for students who can actually post a FICO score: ergo, six months clean sheet history with at least one tradeline was my understanding.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 660, Wally TU 697, EX unknown (05/13/13)
Goal Score: 680 in all three (01/01/14)
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