Addison Avenue and First Tech - BK Friendly?

[chasmith]

I'm coming up on one year from BK7 discharge and hoping with another whack at util in November I'll be wround 660 scores.  I haven't joined First Tech, but my employer gives me entry there, the Addison Avenue merger is supposedly going to happen in December.

So asking my friends here - How are Addison Avenue and First tech with BK?  Should I join First Tech now (if they're "easier") or join Addison post-merger?  Looking for a CC with moderate limit, my income and DTI are fine, lots of inquiries in the past 12 months.

[MidnightOwl]

I've read some in the past that Addison ave isn't BK friendly & people def. said they are Chexsystems strict so, if your in the chexsystems list forget about it but, I can't say for sure about the BK. Your best bet would be to call them up & ask them.

[chasmith]

Thanks,

No Chexsystems problems here.  I faxed a membership application to First Tech, I figure gettingf some longevity is a start.  I actually have enough credit for now.

[MidnightOwl]

Good luck to you. I was lucky enough to get into Navy Federal since the merger with USA fed.