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Hello,
I am currently helping a relative out by sending a couple hundred dollars to them monthly. I figured that I could add this relative as an additional cardholder on one of my accounts and help them out while earning some extra miles or points on one of my awards cards. I am aware that I can add them to my Amex and keep pretty good control on spending limits and monthly spending; (They will not have access to my full credit limit, and I could limit access to the account if needed without affecting the primary card).
My question is, do any of the major MC/Visa accounts operate in a similar way? I currently have CSP, AAdvantage, COne Venture and a few others. It would be awesome if I could send them a second CSP to earn some additional points for me. I browsed the literature on each of the major websites but it does not seem to be the case; i.e., If I make my relative an additional cardholder on my Citi or CSP, they would have access to the full card limit; which I don't want. I just thought I would ask the smart folks here at MyFico if there were alternatives to the AMEX. Thanks.
Unfortunately, no. Amex is the only one that allows limits for ACMs
Thanks for the reply. Guess I could at least earn extra points on my Amex SPG this way. Was hoping that I could get some extra UAs in my Chase account. Oh well.
@ForceMd wrote:Hello,
I am currently helping a relative out by sending a couple hundred dollars to them monthly. I figured that I could add this relative as an additional cardholder on one of my accounts and help them out while earning some extra miles or points on one of my awards cards. I am aware that I can add them to my Amex and keep pretty good control on spending limits and monthly spending; (They will not have access to my full credit limit, and I could limit access to the account if needed without affecting the primary card).
My question is, do any of the major MC/Visa accounts operate in a similar way? I currently have CSP, AAdvantage, COne Venture and a few others. It would be awesome if I could send them a second CSP to earn some additional points for me. I browsed the literature on each of the major websites but it does not seem to be the case; i.e., If I make my relative an additional cardholder on my Citi or CSP, they would have access to the full card limit; which I don't want. I just thought I would ask the smart folks here at MyFico if there were alternatives to the AMEX. Thanks.
Elaborating on Lexies' answer, only AMEX provides seperate account numbers for authorized users, which allows for the seperate control.
TU: 818 EX: 809 EQ: 801